Welcome to our last quarterly newsletter for 2022.

In the latest Practice news, we're pleased to advise we are currently mentoring a new entrant to the financial advice industry, Ms Sarah Boehm, as she undertakes her Professional Year. We believe an important part of ensuring our clients receive the best possible financial advice is nurturing our new talent on their path to becoming qualified, experienced, and trusted advisers.

Sarah has worked as a Chartered Accountant before selecting to work in the financial services industry as a Financial Adviser. We believe Sarah has a bright and promising future as a Financial Adviser, and we are excited to be guiding and coaching her in the early stage of her financial planning career. See the Q & A video here for more about Sarah.

We have been giving careful consideration to reducing our carbon footprint and have set a goal of reducing the amount of paper we use in the office by 30% by the end of the financial year. The office is predominantly powered by solar panels. In addition, we are investigating ways of reducing our carbon footprint working closely with you, being mindful of your individual preferences, increasingly using electronic communication and online tools such as Docu-Sign for document signing. Also, reflecting our focus on sustainability we have a socially responsible investment offering as an option within our portfolios. Finally, for your reference we have moved to a new version of the practice's Financial Services and Credit Guide (FSCG) version 14.1 start date 17 October which can be found by clicking this FSCG link.

Articles included in this edition address the following topics:

The first article from Vanguard provides comments around putting recent returns into perspective
The second article explores why asset allocation is the biggest determinant of investment returns
Buying a home will be one of the biggest purchases we’ll ever make and if you're buying a property with your partner – there are a few things you should discuss before signing on the dotted line.
Investing is like a roller coaster, there are many ups and downs and the same can be said about investor psychology.
When we think about investing, our first thought is money. However, investing in your health should be just as important. Discover ways to invest more in your health.

As always please feel free to contact us with any questions about our articles in this newsletter on (08) 8357 3999 or by reply email. In addition, visit the article library on the website for regular information updates.

Enjoy your afternoon.

Kind regards,

MBA Financial Strategists Pty Ltd

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Putting recent returns into perspective

While 2021-2022 may not have been a stellar year for the majority of investors, it's worth remembering that the worst performing asset class one year can be the best the next, and vice versa. That's why successful investing benefits from having a good balance. Read full article >>

Why asset allocation is key to investment success

Asset allocation is the biggest determinant of investment returns. Here's why taking the time to get it right matters. Read full article >>

Achieving harmony when you buy together

Here are some tips to keep the harmony when buying property with another or others. Read full article >>

Booms, busts and investor psychology

The latest Oliver's Insights looks at the impact of investor psychology. Read full article >>

Investing in your health pays off

An investment in your health can pay dividends, helping you live your life to the fullest, now and into the future. Read full article >>

MBA Financial Strategists Pty Ltd ABN 13 008 285 756 and Mark Borg, Darren James, Raimon Lewandowski, Brian Lynch, Peter Berresford, Darren Holst, Nicholas Munro, Jayden Mitchell and Tim Haysman are Authorised Representatives and Credit Representatives of AMP Financial Planning Pty Limited, Australian Financial Services Licensee and Australian Credit Licensee. Todd Davies is a Credit Representatives of AMP Financial Planning Pty Limited, Australian Credit Licensee.

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77 King William Rd Unley SA 5061
(08) 8357 3999

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